Announcing Envelope Precision: Weekly, Daily, and Percentage Funding
More Envelope funding options are now live in the app
Envelope in 90 seconds
Useful notifications
You can control what types of notifications you get and when.
Flexible budgeting
Need a percentage of your paycheck for one bill and a set amount for another? Easily done with Envelope.
Physical & virtual
Instantly have access to your account with a virtual card, perfect for paying online bills or expenses.
Available
Money can be moved to envelopes on your schedule, leaving you your available-to-spend amount which we call “Available“.
Simply tap it to reveal your total balance and more.
Secure from the start
With Envelope, you can request a new virtual card number, lock your account from being used, and request a physical card at anytime.
Joint accounts
Share the responsibilty for reaching your goals and paying expenses.
Goals achieved
Set a target amount or date and Envelope will do the work for you based on your schedule.
And at any time, you can move money instantly between envelopes, including back into Available.
Latest updates
2024 • 2 articles
Protected savings is here, yielding 4.55% APY*
Let's dive into how Protected savings can keep your funds safe, while earning you 4.55% APY*
Envelope Money is a financial technology company and is not a bank.
The interest rate on your account will be 4.46% with an Annual Percentage Yield (APY) of 4.55%, and these rates are effective as of 02/15/2024. This is a variable rate and is subject to change after the account is opened based on the Federal Funds Rate. Fees could affect earnings on the account.
Banking services provided by Pacific West Bank, Member FDIC. Your funds are FDIC insured up to $250,000 through Pacific West Bank, Member FDIC. The Envelope Money Visa® Debit Card is issued by Pacific West Bank, N.A. pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.
© Copyright 2023 Envelope Money, Inc.