Envelope is an iOS and Android app that combines envelope budgeting with a built-in bank account and debit card.

Envelope helps you monitor transactions, stay on track with financial goals, and save for the future with a simpler, more intentional approach to money. Our founders and users believe in financial minimalism and the power of envelope-style, priority-based budgeting.

Envelope is designed to be used as your primary account and card. Many users set up direct deposit, create envelopes for bills and savings goals, and manage their month with a clear picture of where their money is going.

To get a feel for the Envelope experience, download the Envelope app from the App Store or Play Store and view an account in demo mode. This will show you the budgeting tools available before opening an account.