Wire transfers

Envelope supports incoming and outgoing domestic wire transfers for qualified members. Wire transfers are difficult to reverse, so verify the recipient and every instruction before submitting a request.

Request an outgoing wire

1. Open Envelope and go to Support.

2. Select Message Support and state that you want to send a wire.

3. Provide:

   • Amount

   • Recipient's full legal or business name

   • Recipient bank account number

   • Wire routing number (ABA)

   • Recipient bank name and street address

   • Payment description or purpose

4. Answer the verification call from Envelope Support.

5. Review the final details before authorizing the transfer.

Allow up to one business day for review, verification, and processing. Submit time-sensitive requests as early as possible.

Standard outgoing-wire limits

• $25,000 per day

• $100,000 per month

Higher amounts may be reviewed case by case with Pacific West Bank. Approval is not guaranteed.

Important safety checks

• Only domestic U.S. destinations are supported by this process.

• Confirm changed payment instructions by calling a known phone number for the recipient.

• Do not send a wire in response to pressure, threats, a romance or investment pitch, or a request to “protect” funds.

• The recipient's wire routing number may differ from its ACH routing number.

For incoming wires or other ways to add money, see Ways to deposit money.